The schedule of topics for this Mentoring Course is as follows:
- September 24
- Return & Risk Analysis of Rental Properties (Additional details HERE.)
- October 1
- How-Tos of Computations Needed in Return Analysis Using Spreadsheet Computer Program (includes actual preparation of an applicable return analysis template) (Additional details HERE.)
- October 8
- Legal Aspects of Buying & Leasing Properties (Additional details HERE.)
- October 15 - Break / No Classes
- October 22
- Taxation of Buying & Leasing Real Properties (Additional details HERE.)
- October 29
- How To Maximize Income of Rental Properties (Additional details HERE.)
Interested individuals should go through the Policies and Conditions first before proceeding to Payments and Registration. A map of the Seminar Venue can be seen here while you can learn more About the Lecturer here. As always you can Contact Us for any additional questions or confirmation of available seats.
RETURN & RISKS ANALYSIS OF RENTAL PROPERTIES
Starts with a detailed explanation of how interest rate is determined and comparison of interest income of money in bank with that of income on leasing real properties, with the effects of inflation factored in. There will be discussions on the different real properties for lease from a simple vacant lot to commercial properties and determination of what should be the rent for a particular property and how would this be determined. Also the effect of using borrowed money on profitability. Then the main topic of how to analyze various properties as to potential return on equity and accompanying risks. Covers the theories of investment analysis more particularly on return/risk analysis explaining the various methods from simple payback period method and accounting rate of return method to the now widely acceptable Net Present Value (NPV) Method and the Internal Rate of Return (IRR) Method.
(You may bring your laptop)
HOW TO’S OF COMPUTATIONS NEEDED IN RETURN ANALYSIS
USING COMPUTER SPREADSHEET
(includes preparing an applicable return analysis template)
Covers the computation aspect of investment analysis from the outmoded use of formulas of Mathematics of Investments to the quicker way of computing with the use of financial calculators and computer spreadsheets such as Microsoft Excel. The class will actually do the preparation of a financial template that would be usable for future investments and “what if” analysis of various rental properties. The participants, after this session, are expected to be able to prepare a project cash flow, compute for the Net Present Value and compute the Return on Equity thru the Internal Rate of return Method of a simple rental property.
LEGAL ASPECTS OF REAL ESTATE SALES & LEASES
Lecturer: Atty. Rex Enrico V. Cruz III
Anyone who intends to acquire a peace of real estate or who intends to go into any real estate business should be aware of the importance of knowing the different legal aspects of a real estate transaction. This will prevent being swindled or victimized by unscrupulous operators and in other cases avoid misunderstandings that may result to expensive and time consuming judicial court proceedings.
This lecture will cover the basic laws on Sales and Lease more particularly on contract of sales and contract of lease, legal letters and notices, ejectment and many other legal questions.
TAXATION OF REAL ESTATE SALES AND LEASES
In any real estate investment or project, all the revenues and expenses were estimated and pre-determined at its very start or conception, serving as the basis for the acceptance or rejection of the proposed investment. The realization of the projected revenues and expenses can negatively be affected by unforeseen events. One of such is tax penalties and surcharges that can be brought about by neglect, ignorance or incapacity to pay on the part of the investor. Considering that there are frequent changes and issuances of new revenue regulations, new and would be investors and even experienced ones should be knowledgeable and updated on the changes in the taxation rules in order to pay the correct taxes at the right time, thus avoiding penalties. Includes detailed lectures on Capital Gain Tax, withholding Tax, Documentary Stamp Tax, Value Added Tax and all taxes to be paid in connection with buying, leasing and selling real properties. This also includes what taxes to pay in any real estate transaction, basis and how to compute taxes, when and where to pay, BIR forms, exemptions from taxes.
HOW TO MANAGE AND MAXIMIZE INCOMES OF RENTAL PROPERTIES
The common mounting problem of property lessors, who are sometimes forced to sell their properties are, among others, high vacancy, defaulting and problematic tenants, increasing cost of repair and maintenance, increasing property taxes and harsh zoning ordinances and others.
While these situations provide good business opportunities to other real estate investors who have management skills and know-how to overcome such problems, present owners should also aim to gain more skills and knowledge to avoid such unwarranted liquidation of their properties.
The seminar will cover the following topics: reasons for property management; the property management functions, objectives, organization and designations; important and must-include provisions in the lease contract; advertising; correct tenant selection; how to retain good tenants; how to solve common problems with tenants; rent escalation clauses; collection techniques; property maintenance; how to avoid unnecessary repair expenses; insurance; budgeting and recording; hiring professional property managers; management contracts; and other related subjects.